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Feeling overwhelmed or confused "I am here to help"
It is completely normal because it can be very confusing. Taking one step at a time makes the journey more manageable.
Insurance Professional & Licensed Certified Medicare Representative
Servicing Residents of Middle Tennessee.
(AEP) ANNUEL ENROLLMENT PERIOD
October 15th thru December 7th
During the Medicare Annual Enrollment Period (AEP) you can change, switch, or drop your Medicare health and prescription drug coverage for the coming year.
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Switch Coverage: Move from Original Medicare to a Medicare Advantage (Part C) plan or switch back from Medicare Advantage to Original Medicare.
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Change Advantage Plans: Switch from one Medicare Advantage plan to another.
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Prescription Drug Plans: Join, switch, or drop a standalone Medicare Part D prescription drug plan. If you return to Original Medicare from a Medicare Advantage plan, you can also sign up for a Part D plan.
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Do Nothing: Keep your current coverage if it still meets your needs; it will renew automatically.
FOCUS is to assist with enrollment process & procedures, provide resources, and educate on the little unknowns.
SHARING KNOWLEDGE to make Medicare simple and easy to understand. As a licensed Medicare agent near me, Cheryl Davis Insurance Agency serves as your guide and advocate—making things clearer, not more confusing—so you can make a confident, informed decision based on your healthcare and financial needs. The process focuses on education first, then alignment, so you feel confident—not rushed—when choosing your coverage. You can receive assistance for whatever path you choose: Original Medicare, Medigap, Prescription Drug coverage, or Medicare Advantage, with support for reviewing your coverage each year.
There’s no “one-size-fits-all” Medicare plan. The right choice comes down to; Your health needs, Your financial preferences, and Your lifestyle.
Unbiased independent Medicare agent representing multiple insurance carriers. (Aetna, Blue Cross Blue Shield of TN, Devoted, Health Spring, Humana, United Healthcare, WellCare, and Wallabe).
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Represents Multiple Carriers: To offer YOU more than one, two or three options.
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No Upfront Fees: You should never be charged a fee for advice.
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Comprehensive Offerings: Offer Medicare Advantage, Medicare Supplement (Medigap) & Part D drug plans.
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Focus on Your Needs: Provide needs analysis before making recommendations
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Provide objective advice: Comparing multiple plans to find the one that best fits your specific needs and situation.
“We do not offer every plan available in your area. Currently we represent [7] organizations which offer [130 products in your area}which are based on zip codes and county. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options. Not affiliated with government agency or Federal Medicare program.
510 UPTOWN SQUARE
MURFREESBORO, TN 37129
615-487-2347 (Medicare Guidance)
615-692-2886 (Other Insurance Needs)
615-692-0008 (Fax )
Monday - Thurs 8:30 am - 5:30 pm
Friday - 8:30 am - 4:30 pm
Appointment in office or in your home if require.
Saturday and after hour appointment available.